Segment information based on consolidated financial statements is given in note 43 to consolidated financial statements, which are attached to these financial statements.

The Company’s Core Management Committee (CMC), examines the Group’s performance both from a product and geographical perspective and has identified three reportable operative business segments. The Group’s significant source of risk and rewards are derived from Automotive business, Investments and Financing business, the performance of which is reviewed by the committee on a periodic basis and hence considered as individual operative segments.

The business segments comprise the following:

i. Automotive

ii. Investments

iii. Financing

iv. Others