|
15 Borrowings |
|||||||||||||
|
(₹ In Crore) |
|||||||||||||
|
Particulars |
Non-current |
Current |
|||||||||||
|
As at 31 March |
As at 31 March |
||||||||||||
|
2025 |
2024 |
2025 |
2024 |
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|
|
|||||||||||||
|
Secured (against hypothecation of loans, book debts of financial service business) |
|||||||||||||
|
Term loan from banks * |
|||||||||||||
|
– |
INR loans |
4,199.95 |
633.33 |
2,339.17 |
318.52 |
||||||||
|
– |
Foreign currency loan |
1,882.79 |
– |
– |
– |
||||||||
|
Interest accrued but not due |
– |
– |
14.61 |
– |
|||||||||
|
Other Loans |
|||||||||||||
|
Unsecured |
Maturity Date |
Interest Rate |
|||||||||||
|
– |
INR loan, from a bank as packing credit facility against exports |
20 June 2025 |
1M T-bill + 43 bps |
– |
– |
800.00 |
– |
||||||
|
– |
Foreign currency loan, from a bank as packing credit facility against exports |
25 June 2024 |
3M SOFR + 25 bps |
– |
– |
– |
834.05 |
||||||
|
6,082.74 |
633.33 |
3,153.78 |
1,152.57 |
||||||||||
|
* Details of loans: |
||||||
|
(₹ In Crore) |
||||||
|
Particulars |
Maturity Date |
Interest Rate |
Amount |
|||
|
|
||||||
|
FY 2024-25 |
||||||
|
Term loan 1 |
02-Sep-28 |
7.80% – 8.03% |
874.98 |
|||
|
Term loan 2 |
16-Mar-26 |
7.62% – 7.77% |
400.00 |
|||
|
Term loan 3 |
30-Nov-28 |
8.50% – 8.55% |
468.75 |
|||
|
Term loan 4 |
11-Nov-27 |
7.85% – 8.42% |
491.67 |
|||
|
Term loan 5 (Foreign currency loan) |
26-Mar-29 |
7.75% – 8.60% |
1,882.79 |
|||
|
Term loan 6 |
20-Mar-28 |
7.20% – 8.70% |
770.83 |
|||
|
Term loan 7 |
29-Sep-27 |
8.50% – 8.60% |
1,045.83 |
|||
|
Term loan 8 |
14-Oct-27 |
8.14% |
500.00 |
|||
|
Term loan 9 |
31-Dec-28 |
8.60% – 8.70% |
374.98 |
|||
|
Term loan 10 |
28-Mar-28 |
8.38% |
500.00 |
|||
|
Term loan 11 |
29-Sep-27 |
8.10% – 8.60% |
625.00 |
|||
|
Term loan 12 |
29-Feb-28 |
8.40% |
487.49 |
|||
|
Less: Impact of EIR |
0.41 |
|||||
|
Total |
8,421.91 |
|||||
|
|
||||||
|
FY 2023-24 |
||||||
|
Term loan 1 |
26-Mar-27 |
8.24% – 8.56% |
350.00 |
|||
|
Term loan 2 |
26-Mar-27 |
8.50% – 8.60% |
600.00 |
|||
|
Add: Impact of EIR |
1.85 |
|||||
|
Total |
951.85 |
|||||